“恋爱险”是怎么回事？主要对象是谁？市场如何？

　　Or as one salesman explained, a couple stands to receive up to 1,999 yuan in cash (or 10,000 roses for some policies) if they get married between 3 and 13 years from the date of purchase, sanqin.com reported.

　　据三秦网报道，一名销售这种“恋爱险”人解释说，从购买保险之日起，如果他们在3年到13年的时间内结婚的话，就能够得到多达1999元的现金（某些保险提供的是1万朵玫瑰花）。

　　A student surnamed Ning in Xi'an, Shaanxi Province said he bought a 299-yuan policy that promises a half-carat heart-shaped diamond upon their marriage.

　　据陕西西安一名新宁的学生表示说，他购买了一份价值299元的“恋爱险”，承诺在他结婚那天送他一颗半克拉的心形钻石。

　　The sensible college senior explained he sees the policy not as a guarantee, but as a way to make his current relationship more official.

　　这位敏感的大四学生解释说，他并不把这份保险当做一个保证，而是一种让他目前的恋爱关系更加正式的方式。